If you managed the money
You may know every account and still want an independent analysis of what the proposed division would mean for your finances, after taxes and over time.
Financial planning during divorce
Divorce or Separation
Your attorney handles the legal agreement. We examine what the proposed agreement means for cash, taxes, housing, retirement, and the years after the divorce is final.
The financial job
Translate the settlement into the life that follows it.
A brokerage account, a retirement account, and a house may have the same stated value. They do not have the same taxes, access to cash, expenses, or risk. We compare proposed divisions in the terms that will matter after the paperwork is signed.
Questions we model
The agreement has to work after the household becomes two.
- Can one income support the house, including repairs, taxes, insurance, and the mortgage?
- What are the after-tax values of the assets each spouse would receive?
- How do support payments affect near-term cash flow and longer-term security?
- What happens to retirement if a pension or retirement account is divided this way?
- Which beneficiary designations, estate documents, insurance policies, and account authorities need attention—and when may they legally be changed?
Different starting points
Whether you handled the finances or your spouse did.
If your spouse managed the money
We begin with an inventory: what exists, where it is held, what it is worth, and which questions still do not have reliable answers.
If the proposals keep changing
We update the analysis while terms are negotiable, so you can see the financial consequence of a concession before agreeing to it.
Before signing
Compare what each asset would mean for you.
Taxes, liquidity, investment risk, debt, and maintenance costs can turn an apparently even division into an uneven result.
Divorce and separation
Discuss the financial questions while terms can still change.
Tell us where you are in the process. We can discuss ongoing planning through the divorce and the life that follows it.